Professional Indemnity Insurance


Professional Indemnity Insurance for Gibraltar

Instant quotes are available for Professional Indemnity Insurance, and cover is available immediately for over 180 professions in Gibraltar.

All companies giving advice to their clients need to considerProfessional Indemnity Insurance (PII) to protect their business in the event of a claim.

For the traditional professions such as architects, surveyors, solicitors, accountants, independent financial advisers, insurance brokers, stock brokers etc., PI insurance is compulsory.

In recent years however, there has been a steady increase in other professions requiring PI insurance covers such as IT and computer related business, telecommunications, claims managers, management consultants, recruitment consultants, marketing consultants, estate agents, energy assessors, expert witnesses, graphic designers and many more.

Cover details for Professional Indemnity Insurance policies

Professional Indemnity Insurance policies cover the following areas

  • Libel and slander
  • Negligence – breach of duty of care
  • Loss of data documents
  • Malicious false hood
  • Breach of confidentiality
  • Dishonesty
  • Unintentional infringement of intellectual property, copyright or trademark
  • Errors and Omissions

How does a Professional Indemnity Insurance policy work?

The PI Insurance policy reacts to defend you from a claim made against you by your client, for example, if the client was unhappy with your advice, which they consider had caused them a loss, they may well appoint a solicitor to request a payment back from you for those losses. Your insurer would appoint a claims handler or a solicitor directly to defend your position in these matters, after all you may not be to blame for that client’s losses at all.

It is of critical importance that you maintain continuous PI insurance if this is a coverage you need, as the indemnity is on a ‘claims made’ basis and any gaps in time could result in an exposure.

How much Professional Indemnity cover will my business need?

The amount of cover your business needs depends entirely on the type of services it provides, so there is no general rule of thumb for how much cover your business will need. You know your business best and the sort of exposure it faces

When deciding on the amount of professional indemnity cover to have you should consider the value of the work you are doing for your clients and the potential impact on them should it go wrong. Other than that, it’s advisable to buy as much cover as you can afford

Sometimes your client will set a minimum limit of the indemnity they require before you can work with them. This can depend on the specific nature of the services you’ve been contracted to provide, or they could have a set limit for all their service providers.

It is also worth considering taking retroactive cover for work that you’ve already completed before the policy commences. This means that your professional indemnity insurance policy will cover you for any claims arising out of work you completed in the past. You will be given the option of taking out retroactive cover when you get your professional indemnity insurance quote.

We are able to offer indemnity cover from €130,000 to €2,600,000. To obtain an instant online quote click on the Get a Quote button or select your profession from the list and click on Go.

Examples of PI Insurance Claims

  • A design consultant provided designs for tools to be used in manufacturing process. It was alleged that the designers were inaccurate.
  • An auctioneer sold property at auction over a number of years. It was alleged that the property was stolen and a claim was brought for conversion.


If you are running a professional business in Gibraltar, and need to obtain Professional Indemnity Insurance cover, we can now offer an ‘Online Quote & Buy’ facility via the internet.

The multi-quote system can allow clients in Gibraltar to obtain their Professional Indemnity policies within minutes, this quick efficient way of purchasing your Professional Indemnity Insurance, is back up by one of the leading UK online quote & buy professional indemnity brokers, who can answer any queries or covers you require, currently the multi-quote system can offer (PII) policies across 180 different professionals to include such professions as Architects, Surveyors, Engineers, Accountants, IT Consultants, Business Consultants, Management Consultants, Telecommunication Companies together with a whole of other professional companies/partners requiring Professional Indemnity Insurance for their businesses in Gibraltar.

We are also looking for brokers who are operating in Gibraltar and who wish to offer their clients 24/7 access to the insurance market, where we can set up a white labelled system on their own websites so that they can officer covers 365 days of the year anytime of the day or night.
Currently we offer Professional Indemnity Insurance products but can soon offer other insurances such as Directors & Officers, Public & Employers Liability, Event and Property Owners Insurance all online, which will help brokers in Gibraltar reduce their paperwork and broking time on small to medium size businesses.

We are happy to receive either direct enquiries from Gibraltar for Professional Indemnity or Directors & Officers Liability Insurance via our website or by sending us a completed proposal form which you can download from our website.

With many companies setting up in Gibraltar who are mainly in the professional sector, both Professional Indemnity & Directors & Officers Liability Insurance are often required, click for immediate quotes or send in a full submission for very competitive terms and excellent cover from some of the UK top insurers.

We also can offer very good terms online and offline for Marine Surveyors and Naval Architects on Professional Indemnity Insurance.

  • Gibraltar – Rosa Area – Professional Indemnity
  • Gibraltar – Upper Galleries – Directors & Officers & PL
  • Gibraltar – Old Mole Area – PII, D&O & PL
  • Gibraltar – Sandy Bay Area – Professional Indemnity Insurance
  • Gibraltar – Europa Point Area – PI
  • Gibraltar – Little Bay Area – Professional Indemnity & Directors & Officers Liability
  • Gibraltar – Casemetos Square Area – PII, D&O & PL
  • Gibraltar – Alameda Gardens Area – Professional Indemnity Insurance

Why Choose Us?

Free Friendly Advice
20 Years PI Experience
Choice of Policies
No Call Centres
Excellent Claims Handling
Worldwide Cover
Live Link to Brokers
Renewals Welcome